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ShoppingOS – Instant bank payments

Instant bank payments for online businesses.

Compared to cards, account-to-account bank payments are faster, cheaper and frictionless. Collect real-time payments, send payouts, manage refunds & more.

Instant access to cash flow

Reduce card fees

Say goodbye to expensive card fees. We use open banking to reduce costs by up to 80%.

Boost conversion

Convert 50% higher than card payment, never lose a customer due to card friction.

Instant settlement

Say goodbye to waiting for 5 business days to receive funds in your bank account.

Issue instant refunds

Delight shoppers with instant access to their money back in seconds, not days.

Eliminate chargebacks

Let shoppers pay you securely from their bank using strong customer authentication

Eliminate card fraud

Payments is as secure as a bank, since fraudulent card transactions is impossible.

How does ShoppingOS work?

Create a free account

Sign up and start accepting frictionless direct bank payments within 15mins.

Connect your store

Using ShoppingOS dashboard, generate your checkout API keys and install on your ecommerce platform.

Start accepting payments

Test sandbox payments, then go live with ShoppingOS on your checkout.

We are connected to all the major UK Banks

Expand your payments stack without writing a line of code.

Better payment reconciliation

Get a clear visibility of your payment operations in real time by tracking the payment statuses. Automatically monitor and reconcile balances and transactions.

Refunds made easy

Instantly return funds to shoppers bank account in real time. Increase customer loyalty & retention.

Coming Soon

Fast & simple payouts

Initiate low-cost payouts to client's bank account in few clicks. Track, reconcile and transfer funds from all your bank account in one place.

Designed for all
online businesses

Plug & play with platforms you already know

Integrate plugins to start accepting payments in minutes


Commerce solution for any business need


eCommerce platform for GMV merchants


Built-in tools to grow your business online.


Most customisable ecommerce platform

Create your account today.

Start accepting cardless payments on your webshop